Competence Center

Future Financial Services

Applied research for innovative solutions in practice

With our international network of selected universities, we have been developing scientifically sound reference models together with our customers from the financial industry for more than 20 years. We highlight the potential of new technologies and promote practice-oriented exchange within the community. We use prototypes to demonstrate the applicability of the results.

Our Competence Center partners have access to our research results and prototypes from over 20 years.

Collaboration that makes an impact

In our network, banks, technology providers, associations, and universities work together to identify relevant topics in the financial industry at an early stage and develop solution-oriented approaches.

The topics are introduced by practitioners from the industry. Together with them and our colleagues, including doctoral students at the University of St. Gallen, we develop sound solutions. These are further refined in expert groups and discussed in workshops with our partners.

For over 20 years, we have been combining scientific methodology with practical experience to develop reference models, prototypes, and application-oriented concepts for the development of business models and the use of technology. Our partners benefit from exclusive access to over two decades of research results, models, and artifacts – a knowledge base that provides sustainable support for innovation in banking.

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Practical research results

Application-oriented research in the Competence Center (CC) with a focus on topics relevant to the cooperation partners
Implementation of selected research results and proof of concept
Broad scientific network (Universities of St. Gallen, Leipzig, Göttingen etc.)
If desired, active participation in the research process in the project groups

What We Offer

Unique partner network in the financial sector

Informal exchange of knowledge at conferences with a wide range of banks and other financial industry companies
(living network thoughts)
3 workshops (2.5 days each) per year
Access to best practices & expertise of the cooperation partners
Expansion of the personal network
Benchmarking analyses

Market and innovation screenings

Market and innovation screening with regard to technologies, developments and FinTechs
Focus on fulfilling the needs of end customers in the ecosystem
Disruptive technologies such as AI, blockchain / DLT, IoT, Web 3.0 and Metaverse are analyzed

Method set that has been further developed since 2004

20 years of experience in business engineering of financial networks
Access to the results of the CC since 2004 (models and prototypes)

Our Topics

Business Models & Networks

Companies pool their resources and, supported by digital technologies, jointly fulfill an overarching core value proposition. Ecosystems are collaborative business models that involve the customer in the creation of services. Together with our practice partners, we design and model these ecosystems and thus help companies identify or structure and manage the ecosystems that are relevant to them.